About
Honest money, built for the UAE
No selling. No spin. Just your real numbers.
Mizanek (from ميزانية — “budget”) exists for one reason: most people in the UAE manage real money on guesswork. Salaries are quoted as packages, loans as “flat rates”, fees buried in the fine print — and the apps that should help are usually selling something.
We don't sell anything. Mizanek turns the opaque parts of UAE personal and business finance into honest, plain numbers — what you actually keep, what a loan really costs, the honest cost of living, whether an investment is a scam — using the rules that actually apply here, drawn from the Central Bank (CBUAE), Ministry of Finance (MOF) and Securities & Commodities Authority (SCA).
It's built with AI, but its credibility comes from precision: the gratuity formula, the 50% debt-burden cap, the loan fee caps, the corporate-tax bands are all exactly right, and the “Ask the Regulator” answers are grounded in real regulatory text rather than invented.
Mizanek is for the UAE's residents and small businesses — the expat earning AED 8,000 sending money home, the family weighing a school or a mortgage, the founder navigating a free-zone licence. It is an educational tool, not financial advice, and it never holds your money.
Reality over spin
We show the real number first — the one the poster leaves off.
Local, not generic
Built only for UAE rules: gratuity, DBR, Salik, free zones, VAT.
Protect, then grow
From honest budgeting to spotting scams and tracking your money.
Mission
Turn opaque UAE finance into honest numbers
Confusion → clarity. Guesswork → confidence.
- Show the real figure first — what you keep, what it truly costs, what it really takes.
- Ground every claim in actual UAE regulation, and cite it.
- Warn people before the debt trap or the scam, not after.
- Help small businesses set up and stay compliant without paying for confusion.
- Teach, never sell.
We measure success in better decisions made — a loan declined that should have been, a scam avoided, a budget that finally balances.
Vision
A UAE where no one is misled about money
Financial clarity should be a public good, not a premium sold back to the people who need it most. Our vision is for Mizanek to be the honest companion millions open before they sign a lease, take a loan, accept an offer, or invest a dirham — confident the numbers in front of them are the truth.
If Mizanek does its job, fewer families fall into debt traps, fewer people lose savings to scams, and more of the UAE builds wealth on decisions made with their eyes open.
Objectives
What we hold ourselves to
Accurate, UAE-specific tools
Calculators that encode the rules that actually apply here — gratuity, the 50% debt-burden cap, loan fee caps, DLD fees, corporate-tax bands — kept correct.
Regulator-grounded answers
Real questions answered from official CBUAE / MOF / SCA text, with sources shown — never invented.
Scam & fraud protection
Help people check suspicious offers and see official warnings before money is lost.
Business made navigable
Mainland, free-zone, DIFC and ADGM setup, tax, payroll — and the deadlines that fine people.
Personal money clarity
Track real spending, see where the money goes, get honest early flags on your own data.
Trust by design
Never sell, never overclaim, and keep each person's data private to them.