Planning · Phase 2

School Fee Planner

School fees rise almost every year. See the real lifetime bill — not just this term's invoice — and what to set aside monthly to stay ahead.

Your numbers

example values — edit to yours
This year's fees
AED 70,000
2 children
Total to graduation
AED 840,427
with annual increases
Save per month
AED 7,004
to fund it from now
Final-year fee / child
AED 49,816
up from AED 35,000
Watch out

At 4.0% annual increases, your AED 70,000 this year becomes a AED 840,427 bill before the youngest graduates — and one child's fee climbs to AED 49,816 in the final year. The invoice you see today is the smallest one you'll ever pay.

The reality

Treated as a goal, that's about AED 7,004 a month set aside now. Parents who plan for the escalation — not just today's fee — avoid the yearly scramble and the debt that funds it.

Basis: In Dubai, annual fee increases are capped by KHDA via the Education Cost Index and the school's inspection rating (other emirates have their own frameworks) — but fees still compound year on year. Use your school's actual fee and a realistic increase. Education, not financial advice.

Common questions

How much are school fees in the UAE?

Anywhere from roughly AED 10,000 to over AED 100,000 per child per year depending on curriculum and emirate; mid-range Dubai schools commonly charge AED 25,000–60,000. Over a full K-13 education, the lifetime bill often runs into the high six figures per child.

Do UAE school fees increase every year?

Usually, yes. In Dubai, KHDA regulates how much private schools may raise fees each year based on inspection ratings — but small permitted increases compound: fees can grow 30%+ over a school career even at modest rates.

How should I plan for school fees?

Work out the real lifetime bill, not this term's invoice, and set aside a monthly amount that stays ahead of annual increases. The calculator shows both — the total and the monthly figure that funds it.

That's one decision. See the whole picture.Your Reality Score reads all your numbers together — and shows the one fix that moves it most.Get your Reality Score →Ask Mizan

Mizanek — honest money guidance for the UAE.

Mizanek is an educational tool, not financial advice. Calculations use UAE-specific rules and typical figures you can adjust — they are illustrative, not a quote or recommendation. Always confirm with your bank and a licensed advisor before acting. Regulatory basis drawn from the Central Bank of the UAE (CBUAE), Ministry of Finance (MOF), and Securities & Commodities Authority (SCA).

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